Features
of Hospital Care
Hospitalisation
Benefits (DHCB) Get a benefit amount if you are hospitalized
for more than 24 hours i.e. at least 2 consecutive nights and must be charged
for 2 days room expenses.
Intensive
Care Unit (ICU) benefit An additional 50% of DHCB amount per day is
paid to you if you get admitted to an Intensive Care Unit (ICU), and this amount
is paid depending on the plan chosen. Recuperating
benefit A post-hospitalisation benefit amount in addition to all other
amounts will be paid out to ensure that follow-up tests, medicines and consultations
go ahead as planned . Surgery
benefit Over and above the hospitalisation expenses, a fixed lump-sum
amount is also paid for more than 900 surgical procedures. These surgeries have
been classified into four grades, depending on the type and severity. A sample
list of surgeries is given below
| Grades |
Surgeries |
| | |
1 |
Tennis elbow release, bladder stone removal | |
| | 2 |
Hernia, Removal of uterus | |
| | 3 |
Removal of kidney, removal of thyroid gland | |
| | 4 |
Open heart surgery, removal of brain tumour | | |
|
|
| |
|
