This policy can be taken for Self, spouse and dependent children.
	Any eligible existing spouse/children, if not covered initially, cannot be covered in future.

Benefits

Hospital Cash Benefit (HCB)Depending on the cover opted, HCB is payable if insured is hospitalized due to accidental Injury or sickness.

Major Surgical Benefit (MSB) In the event of an insured undergoing any surgery, due to accident/ sickness, after date of cover, respective percentage of MSB sum assured is payable (100% or 60% or 40%) depending on the type of surgery performed.

Domiciliary Treatment Benefit (DTB): Is available after payment of third year premium

Highlights

	Provides complete health solution to a family with or without mediclaim through a single policy.
	Benefits are not linked to other Medicalim/ Health policies. Additional hospitalization expenses can be taken care of, for which no bills are required.
	Increase or decrease in premium allowed subject to conditions.
	No medical tests upto 50 years of age and upto 1 lac. sum assured.
	Increase in benefit year after a year by 5%
	Addition of new eligible family members at policy anniversary
	Income Tax benefit under section 80D
	Benefits received under HCB, MSB snd DTB are not taxable.